GEICO reviews of homeowners insurance are a key part of the decision making process. Understanding what coverage is covered and what discounts are available to you is essential. You should also know the cost of a policy so that you can compare with other companies.
Homeowners insurance is a form of property coverage that covers the structure and other associated structures of your home, as well as personal belongings within your dwelling. This can include coverage for fire, theft, and damage caused by natural disasters or water.
Most policies provide these coverages, although the specifics may vary depending on the insurer.
Mortgage protection: This coverage can cover your debts if you are unable to repay your mortgage because of damage to your house. This coverage may not be available with all home insurance providers, but is worth checking when shopping for new policies.
Identity theft protection: Protects your privacy, personal information and identity by preventing and restoring information that has been stolen. The coverage includes notifications of identity fraud, credit tracking, assistance with lost wallets, and software to protect online data.
Earthquake insurance can help you cover the cost to rebuild or repair your home if you live in an area prone earthquakes. Geico can offer this as an optional policy.
Guest medical: This coverage will pay for any hospital expenses and medical care incurred by a visitor who gets injured in your home. This coverage will not cover any injuries or illnesses that are caused by anyone living in your house or on your policy.
Condo insurance can protect your assets and provide peace of mind if you own a condominium or co-op. It provides coverage where your condo association's master policy stops.
Flood insurance is also available, and can be an excellent addition to your existing home insurance policy.
Getting a home insurance quote is easy with Geico's online tools and customer service agents are on hand around the clock to assist you.
Geico offers a relatively affordable home insurance policy, but the cost will vary depending on your individual situation. This is because Geico doesn't underwrite its own policies but instead matches customers with one of 31 partner companies that write home insurance.
GEICO's claims process is excellent and they will fulfill your payment obligations promptly. The financial strength of the company is rated A++. Many customers have also given it high marks.
You can also bundle Geico home and car insurance to get a discount. It can save you a considerable amount of cash.