It's not uncommon for rates to vary dramatically from one insurance company to another, based on things like age, driving record, and even location. Shopping around is a great way to find the lowest price for your coverage.
You and your car can be protected by the right Atlanta Ga auto insurance from damage costs in case of an accident. This can help you in the event that your vehicle is damaged or stolen.
Finding cheap car insurance in Atlanta isn't as hard as it may seem, if you know where to look. Bankrate looked at several popular car insurance companies in Georgia to determine which ones were the most affordable.
The full-coverage policy is more expensive, but it can save you money over time by covering you for most situations. They cover property damage and bodily harm liability as well as collisions and comprehensive coverage.
It's cheaper to buy a policy based on usage for drivers who don't drive a lot. However, they are less likely to pay out in the event of a total accident. So, it's important to consult your agent.
GEICO offers a wide range of discounts for customers to save money on their insurance. Bundling policies can lower your insurance premiums by 15%. Those who have been accident-free for five years can get a discount as well.
Many companies will offer auto insurance at a lower price for drivers who have a poor driving record.
Before you purchase a Georgia auto insurance policy, it's wise to review your driving record. All of these violations, including speeding tickets and accidents where you were at fault, can raise your insurance rates.
To avoid all of these issues, you should be a careful driver and maintain a clean driving record. If you are involved in an accident, report it to police and try to work out a solution with your insurance provider.
Older and younger drivers
Your age and driving record play a major role in determining your car insurance rates in Atlanta. Drivers below the age of 25, and drivers above 60, are the groups that receive the highest rates.
Married and Widowed Drivers
In most cities, married motorists pay less for car insurance than single motorists. A married driver in Atlanta will pay on average 8% less for auto insurance than a single one.
Senior citizens and middle-aged drivers
You can lower your rates based on your personal preferences by choosing a higher coverage limit or opting for a larger deductible. Insurance for multiple vehicles can also save you money.
Our search tool allows you to compare rates for car insurance in Georgia among more than 100 different providers. You can also read reviews and view the list of top-rated insurance companies.
Choose a company that has a good reputation for handling claims and providing excellent customer service. They are important, because they can affect the experience you have with the insurance company. A low score can result in long waits for claims. On the other hand, a higher score will mean that claims are handled more quickly.