ASPCA, the oldest pet insurer in the US, has a good reputation when it comes to customer satisfaction. It also offers a range of plan options ranging from accident coverage only to complete coverage. ASPCA provides a 10% reduction on multiple pet policies.
ASPCA has several types of pet insurance, including accident-only, illness and preventative care. Complete Coverage is the most comprehensive, including accident and sickness benefits as well wellness add-ons.
With a Complete Coverage Plan, you'll be reimbursed for unexpected vet bills after you meet your deductible. You'll be able to choose an annual deductible amount, reimbursement percentage and maximum payout limit.
For example, if you set your deductible at $100, you'll be required to meet that amount before you receive a reimbursement for any claims made during the policy period. On the other hand, you could set your deductible at $500 and you'll be reimbursed for all claims after that amount is reached.
Preventative Care Plans
You can get reimbursed by ASPCA for routine vet visits, vaccinations and health screenings. This plan is a good way to avoid expensive and life-threatening illnesses.
It's a huge benefit because most other plans have a waiting period or deductible before they will pay for preventive care. ASPCA's prevention care plans are different. There are no deductibles nor waiting periods.
You can use the ASPCA's website and app to manage your account. You can also submit and track claims as well as manage your pet’s health records. You can also use the local vet finder to locate veterinarians near you.
Crum & Forster Pet Insurance Group is the company that underwrites ASPCA's Pet Health Insurance. The group has an A+ with the Better Business Bureau as well as a 4.3 from TrustPilot. Its policies are available for both cats and dog and include the ASPCA Healthy Pet Deductible. This reduces your pet’s annual deductible automatically by $50 each time they do NOT receive a claim reimbursement.
A 10% discount is available for enrolling pets in more than one policy. ASPCA has a fast and easy quote process, as well as a free sample of ASPCA's policy.
Requesting a quote
Visit the ASPCA web site and complete their online form to receive a quote. You can then adjust your premiums based on the age, gender, and location of your pet.
ASPCA's website also includes a wealth of other information about pet health, including breed-specific resources and an easy to use comparison tool. A mobile app is also available that allows you to search for a vet in your locality, pay bills and submit claim forms. Its app can be found in the Apple App Store as well as Google Play Store.