Embrace, an Ohio-based provider of pet insurance, offers personalized pet insurance. They offer a declining deductible that allows for routine and preventative care. A Wellness Rewards program rewards your pet for routine or preventative care. The company belongs to the North American Pet Health Insurance Association.
Embrace offers customizable plans
If you want coverage for both your pet and your budget, you can opt for an Embrace pet insurance plan. The insurer will check your pet's records and inform you if any pre-existing medical conditions are present. It offers a money back guarantee within the first 30 days. You can also get a discount on monthly premiums if you have more than one pet.
Embrace offers customizable plans for dogs and cats. You can modify the coverage amount to suit your pet's breed, age and species. You also have the option to choose your deductible percentage and reimbursement percentage. You can also customize your plan to meet your needs.
It offers a 2-day waiting period in the event of an accident
When enrolled in an Embrace pet insurance plan, consumers are required to submit a year's worth of vet records as well as the birth date of their pet. This allows the insurance provider to adjust your pet's premium based on their age and breed. The company also requires that pets be at least 15 years old to qualify for accident coverage.
Embrace provides pet owners with the ability to take their pet to any vet in any 50 state, along with a two-day waiting period. Within 10 days, the insurance company will reimburse clients for any service received. A policy does not cover breeds. Therefore, a cat or dog with a history that includes bilateral conditions will be more likely to suffer the same condition in future.
It provides a six-month waiting time for canine orthopedic conditions
Embrace pet insurance covers certain canine orthopedic conditions. This includes hip dysplasia. There is a six-month waiting window. A waiver of the condition is an option that can reduce the time it takes to wait. A veterinarian must perform a physical exam on your dog in order to waive the condition. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. Embrace will reimburse you the cost of this exam if it meets the requirements.
There are many wait periods that pet insurance companies offer. Be sure to check what the waiting period is before signing up. Some companies allow for a four-day wait period in case of illness or accident. Some companies have a 14-day waiting time. Embrace charges a six-month waiting time for canine orthopedic conditions. If your dog has had a veterinary examination in the past six weeks, however, the fee can be waived.
It is competitively priced
Embrace Insurance offers a wide range of options and is affordable. Monthly premiums are determined by your pet's gender, age, breed, and size. You can reduce the cost of the policy in some cases by signing up for a Healthy Pet Discountible. This plan can help reduce unnecessary financial burdens for pet care and medical expenses.
Embrace provides coverage for pets under the age 14 that covers them against illness and accident. This type insurance doesn't need to be renewed every year and also provides coverage for older pets in the event of an accident. The policy provides coverage for congenital or breed-specific conditions and pre-existing conditions that have been remitted for a year. Embrace also provides coverage for rehabilitation and alternative therapies. Embrace also provides plans with a shorter waiting list for illness and accidents.