AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is crucial to fully understand your policy's coverage to ensure that you are protected.
Coverage for COVID-19 related illness
AIG policies may allow you to receive medical coverage for the COVID-19 pandemic. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
Your provider will be able to help you regardless of whether COVID-19 is covered by your insurance. They will be able to provide all the information and documents necessary to get you the treatment you require. It is important to review your policy in order to be sure you are covered.
Missed connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connection insurance policy will allow you to get reimbursed for unused tickets and other travel expenses. You can get financial protection and help you find other transportation options in the event of mechanical problems on your plane.
Missing connections are covered by many insurers, but you should verify that your policy covers such cases. Coverage levels can vary between plans.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers the cost of personal items such as clothes, toiletries, and other necessities. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. There may be a deductible attached to your claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance travel emergency evacuation plans offer comprehensive coverage for travelers' medical needs. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
The coverage of emergency medical evacuation plans provides medical transport and air evacuation. They're especially useful when traveling to remote locations without access to medical care. Repatriation coverage is available for the loved ones of the deceased. In addition to financial support for survivors or beneficiaries, accidental death and dismemberment insurance provides financial assistance. Some plans only cover accidents involving planes, such as a crash. Other plans include baggage that is lost or delayed.