Figo Pet Insurance provides comprehensive coverage for pets. You can choose from three annual benefit options: Ultimate, Preferred, or Essential. You can also opt for optional wellness programs that will cover regular blood tests and vaccinations. Figo also offers a "Pet Cloud," mobile app that will allow you to manage the health of your pet. It costs a monthly fee. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
Fill out the online application to get Figo's pet insurance. During this process, you'll need to provide your pet's name, breed, and ZIP code. A deductible can be paid upfront, which will impact your premium. A vet's form can waive the deductible. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There is no limit on how many claims you can file. However, Figo does require you to see a licensed veterinarian and upload any relevant medical records. Once your claim is processed, the insurer will notify you. Most claims settle within three days.
Figo is now available in all 50 US states. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. This deductible is reduced by $50 for every year your pet has been insured without a claim. Figo offers a 5% discount to multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo offers a GPS collar for pets that can be used to track them. This is ideal for pets who roam. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies cover major injuries and illnesses. They also include hospitalizations, emergency care, and specialized treatment. They also cover veterinarian exams, and non-routine dental care. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also covers hereditary diseases. The insurer's website describes hereditary conditions as conditions passed on through a dog or cat's genes, but you'll need to contact customer experience to confirm if your pet qualifies. Figo has no upper age limit. However most insurance companies have limitations for new policies.
Figo provides 24/7 live vet chat. The company has an electronic filing and tracking platform that makes it simple to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud app is very popular with users. You can communicate with a live vet and choose from a variety of reimbursement rates. It also provides urgent care advice. The app can be used to submit a claim and the company will pay it electronically.