
The State of Connecticut requires drivers to carry minimum levels of car insurance coverage, or face a fine and possible driver's license suspension. It's not always easy to get the right amount of car insurance, but there are ways to reduce your premiums while still having enough coverage to cover any damages that may occur in an accident.
Best Car Insurance Companies CT
The best car insurance companies in Connecticut offer discounts to people who are students, veterans, good drivers, homeowners, and more. These companies usually offer flexible payment plans, as well as high-quality customer services. To save money on CT car insurance, getting a quote is the easiest and most effective way.
Rates for Auto Insurance in CT
Connecticut's average auto insurance rates are lower than the national average. However, they may be higher if your vehicle is older or you live in an expensive area. Compare quotes from different insurance companies to find the right deal for you.

Minimum Car Insurance Coverage in CT
Connecticut requires drivers to carry liability insurance, which covers injuries and damage caused by your vehicle if you are found liable. The state also requires uninsured/underinsured motorist (UM/UIM) coverage to protect you in the event of a crash.
Liability limits refer to the maximum amount your insurance provider will pay in case of injury or property damage in a single accident. The minimum liability limit for the state is $25,000 for every bodily injury, and $50,000 for any injuries.
A comprehensive and collision insurance policy will provide you with additional protection from theft or damage to your car. These policies may help you cover the cost of repairs or replacements if your car is damaged by an accident.
Car Insurance Discounts CT
To attract new clients, the top Connecticut car insurance providers offer various discounts. Discounts can be offered for a variety of reasons, including paying bills on time, driving safely, having a good driving record or buying a newer car.

Auto Insurance for Younger Drivers in CT is More Expensive
One of the most common reasons that car insurance rates go up is because a driver is younger and inexperienced. They are therefore more likely to make a claim compared to an experienced driver. This increases their insurance rates.
If you're a younger driver, you can lower your rates by taking a defensive driving course or by enrolling in a crash-prevention program. These programs are not just about saving money. They can also help increase your coverage and make you safer.
Connecticut averages $1,462 per year for car insurance. This is below the national average. However, it can be affected by your driving record, your credit score, etc. You can get an accurate estimate of your annual premium by comparing quotes from several insurance companies and weighing the different options available to you.