Hartville is a leading pet insurance company in the United States. They offer a variety of coverage options to help keep your cat or dog healthy and happy. Online reviews show that this company is known for its excellent customer service.
Hartville policies cover many costs associated with your pet's medical and health needs. These include emergency care, surgical procedures, diagnostic tests, and veterinary medications. It also includes coverage for hereditary conditions and behavioral problems.
Canada, along with all 50 of the states and territories, offers insurance. If the clinic is licensed and in network, you can use your insurance policy to pay for treatment in any veterinary hospital in the US.
Hartville's preventative and dental care plans are available in addition to the accident and illness insurance. These types of plans can save you money on vet bills by preventing illness and disease.
The mobile app and online tools make it easy to choose the right Hartville Pet Insurance plan. You can even set up direct deposit and receive reimbursements in a more timely manner.
This company focuses on customer service, which is evident by its BBB ranking and Trustpilot rating of 5 stars based upon 197 reviews. Its staff is knowledgeable, friendly, and responsive.
Hartville Insurance Company is a division of Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance Premier Pet Insurance and Petshealth Care Plan.
The company offers competitive prices, with a plan that covers accidents only starting at about $4 per monthly and a policy covering pet health up to approximately $45 per month. Hartville, in addition to offering a short waiting period, offers many benefits that their competitors do not, including behavioral counseling and microchipping.
However, the premiums can make this pet insurance provider out of reach for most people. This is especially true of the most affordable policies, which only cover accidents and illness.
For any claim, you will also be required to pay deductibles and copayments in addition to your monthly fee. You can choose to add preventive packages to your package for a fee.
Hartville will ask you for a certificate stating that your pet is in good health. You'll also need to submit the vaccination records of your pet and their health record from a previous veterinarian. Hartville staff will review the claim for your pet once you have submitted all of the required information.
After your claim is processed you will receive an email with a check. The company allows you to track your claim's progress via the member portal and its smartphone application.
It's vital to carefully read the terms and conditions of any pet insurance policy before you sign up. You will avoid unpleasant surprises when you receive reimbursements from your insurance company.
A good idea is to also review the list or exclusions prior to signing up for any pet insurance. These exclusions can include cosmetic procedures, genetic conditions, and breeding expenses.