If you are looking for the best health insurance for individuals, you have many options. It is possible to search online for information about the best plan. There are many options to choose from, so it doesn't matter how much you spend. In addition, you will be able to find competitive rates without spending a lot of time.
Anthem
Anthem is a major insurer in health care and is one the three largest players in the individual insurance market. It operates in nine states. The plans for its health insurance are different depending on the state. Anthem's name is frequently associated with individual insurance plans. However Anthem also offers healthcare insurance through its subsidiaries. Anthem's plans can be known as HMOs (Health Maintenance Organizations) in some states. They may also be known as Compcare or Empire plans in some states.
Consumers have mixed opinions about Anthem's individual health insurance. Anthem is given an F-grade from the Better Business Bureau, and its customer satisfaction rating of low. Anthem was also cited for twice the number of denied claims than the industry average. Anthem has resolved 61 complaints during the past three years. The majority of them were billing-related and denied claims.
Anthem offers various individual health insurance plans. These range from basic coverage to high risk plans. Individuals looking for affordable coverage will appreciate the company's extensive network of doctors and hospitals. Some customers have found that the high deductibles are too expensive for them.
Anthem offers more than just individual health insurance. It also offers Medicare plans that include hospital recovery, accident and critical illness. These policies cover prescriptions and deductibles and are available in certain states. Many Anthem insurance plans also provide vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individuals can get affordable health insurance. Blue Cross Blue Shield Association is able to provide health insurance through their BlueSelect policy, which meets all the requirements of the Affordable Care act. BlueSelect can be purchased through Health Insurance Marketplace.