Pet wellness plans offer a cost-effective way to ensure that your pet receives the medical care it needs without you having to incur large expenses. The plans are designed to help you save money by reducing the cost of regular visits to your veterinarian and vaccinations.
The best wellness plans for dogs are those that let you choose the type and level of care your dog needs. These policies will include routine services such as heartworm treatment, vaccinations, and spaying and neutering.
We ranked pet insurance companies according to the following criteria: Plan (25 points), Covered treatment (25 points) & Customization options (10 point). The best-scoring providers provide accident and illness insurance plans, wellness or prevention care add-ons, and custom options.
Our picks for the best dog wellness plans all include core vaccines and flea, tick and heartworm preventative medications. Some cover a variety of tests and procedures including a urinary and fecal test.
These services can be crucial to ensuring that your dog remains healthy, particularly during adulthood. These services are also an excellent way to detect diseases and other conditions at an early stage, saving your pet money on expensive treatment.
Many wellness plans cover a wide range of veterinary treatments. This includes everything from dental cleanings to yearly wellness exams. They'll also sometimes cover a wide range of prescriptions, from heartworm and flea medication to specialty diets and vitamins.
Depending on the plan, there may be annual expense caps and deductibles for specific procedures. The higher the deductibles and cap, the more expensive it will be.
Some plans for dog wellness include a fee to get started. This is typically a one-time payment. It is unlikely that you will need to pay this fee again.
Shop around for the best deal. Copayments and reimbursement rates vary between plans. The best plans are those with 100% reimbursement and no annual payout limitations, as well as a low to zero copayment.
Deductibles and percentages aren't always the easiest things to compare, but they're important for calculating your monthly insurance costs. The lower your monthly cost, the higher your deductible will be.
The best pet insurance companies offer a broad range of veterinary treatment and preventive care services, and they provide flexibility in terms of deductibles and reimbursement percentages. They're also easy to use, and they'll help you keep your pet's medical bills in check.
You'll want to make sure you ask your veterinarian about any pre-existing conditions, such as those your pet had before the policy was active, because these can often be excluded. You can also ask them any questions about the health of your pet or its insurance.
Pawp offers a more comprehensive insurance plan that includes 100 percent reimbursement with no deductible. In the event of an emergency, your pet can receive treatment even if it has a current medical condition.