MoneyGeek compared quotes from the top Illinois insurers to determine how much homeowners insurance costs in Illinois. MoneyGeek used Quadrant to compare quotes by zip code in Illinois. This resulted in a breakdown of the average cost for dwelling coverage, personal property coverage, and liability coverage.
Allstate
Allstate homeowners insurance prices vary depending on what level you choose and where your home is located. Costs will vary depending on your home's type, age and claims history. Request a homeowners insurance quote online, or speak with a local agent. Compare Allstate policies and coverage options to determine if they are worth your time.
Allstate is an affordable provider of insurance. The average homeowner insurance cost is $930 per year. The company offers a free online estimate tool which will provide you with an estimate of how much your home-insurance will cost. The online quote tool will need your zip code along with some basic information about you home. The tool will provide an estimate of the monthly cost of your policy.
Farmers
Farmers is Illinois' largest provider of home insurance. They offer affordable rates and a wide variety of coverage. You can also get discounts on bundles and certain renovations, such as a roof replacement. Farmers makes it easy to purchase policies online and over the phone. It's also easy to compare rates, coverages, and modern tools like mobile apps.
Average Illinois homeowners insurance cost from Farmers is $1592, which is less that the state's average $2,053. Farmers policies have a lot of perks. They include a guaranteed rate increase after five year without any claims. A declining deductible feature allows policyholders, without increasing rates, to lower their deductibles each year.
All over the country
There are a variety of ways to save money on Nationwide homeowners insurance. Combining multiple policies with one insurance company can result in a discount. You may also be able to get protection devices like a burglar alarm installed. If you've had Nationwide insurance before, you can get a discount.
Nationwide offers homeowners coverage across the nation. But, Nationwide also offers many other types of insurance policies. Nationwide offers discounts on multipolicy bundles and home security systems. These policies will protect you assets under many circumstances. These policies will help you save money on annual premiums.
Farmers Connected home
Farmers is one of the largest home insurance companies in the state and offers competitive prices. Farmers offers a wide range of coverage options, endorsements, and other benefits. For those who have never made a claim, Farmers offers discounts. Farmers can help you save money if your policies are combined.
You will find that homeowner insurance rates vary significantly from one place to another. For example, homeowners insurance costs in Hawaii are less than $100 per monthly. However, in other states, the average cost for homeowner's coverage is significantly higher.
USAA
The average USAA homeowners insurance cost in Illinois is just under $1,100 per year. Although the company enjoys a great reputation, some customers complain about the high premium. Customers are generally happy with the rates, discounts and service. USAA ranks middle in comparison to other providers.
The Illinois home insurance rates charged by USAA are comparable with the national average. Chicago insurance is more expensive than other parts of the state.