Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan has no per-incident, lifetime, or annual payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are some of the important points you need to remember when looking for pet insurance.
Exclusions
Healthy Paws pet insurance does not cover many common expenses for pets and cats. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Pre-existing conditions, anal hormone expression, and elective procedures are not covered by Healthy Paws Insurance. It does include dental care, such as extractions, and reconstructive surgeries.
Limitations to coverage
Healthy Paws is a policy that offers pet insurance with a range. Pre-existing conditions may mean that the insurer will not cover your pet's need for a hip examination. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
Healthy Paws does not cover routine veterinary care or preventative care. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Cost of coverage
The cost of Healthy Paws pet coverage differs depending on the plan chosen. The company offers coverage for dental disease and hip dysplasia. The plan does not cover pre-existing conditions. You can adjust the monthly premiums or your deductible.
Healthy Paws pet insurance is less expensive than traditional insurance plans for cats. Monthly coverage for a young cat can be as low as $15 per month. Insurance for older cats can be as high as $90 per calendar month. While coverage is allowed for animals up to 14-years old, the reimbursement percentage can be limited. Older pets may not receive the full cost of the procedure.
Review of healthy paws insurance for pets
It is important to ensure that the pet insurance plan covers all expenses related to your pet's medical care. Healthy Paws is an excellent insurance provider, with a strong reputation and great customer service. The Better Business Bureau has also awarded the company accreditation. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can receive an instant quote online and select the amount of their deductible and reimbursement. Customers can then purchase a policy online.