There are many things that you can do to ensure your pet is well-prepared for any medical emergency. Pet insurance is one way to do that. You can avoid having to withdraw funds from your emergency savings account. It is important to be aware of your policy's limits, deductible and any supplementary fees.
If your cat or dog becomes sick or injured, pet insurance can help you save a lot of money. A 2016 study showed that pet insurance can save you a lot of money if your cat or dog is sick or injured. A pet insurance policy can save you from having to dip into the family's emergency funds when it comes to paying for medical treatment.
You can purchase insurance for your pets from several different pet insurance MA providers. Prices for a policy will vary by state. It will depend on how old your pet is and what coverage you need. Most policies include protection against injuries and illness. Some may also offer after-death coverage.
Some pet insurance companies may offer additional coverage for wellbeing care. Wellness coverage includes routine checkups and dental cleanings. It also covers flea, tick, or heartworm treatments. But not all insurance companies provide this level coverage. You should read the fine print carefully and make your own decision based on your pet’s health and budget.
While some insurers will cover 100% of your vet bills once you have met your deductible, others will only reimburse 70/30 or 80/20. Consider signing up to a plan that offers a higher reimbursement percentage if you have an expensive vet bill.
Many pet insurance MA providers will give you free quotes. They will also ask for basic information about your pet such as its breed, history, and pedigree. Once you have submitted these details, you will receive a free quote. A free quote will give you an idea of how much you can expect to pay for a policy.
Many MA pet insurance MA companies offer optional add-ons such as lost and burial coverage. Also, you might consider an accident-only policy which covers medical emergencies as well as surgery and dental care.
For example, GEICO / Embrace will give you a free medical history review when you sign up for a policy. This will allow you to determine if your pet is suffering from pre-existing conditions.
If you aren't satisfied with your policy or Embrace has a money back guarantee. You can return your policy within 30 days for a full refund. Embrace cannot offer a separate policy for wellness, so you will need another company to provide wellness care.
Some companies will also reimburse all expenses incurred by your veterinarian. The deductible for other insurers may be higher, so you will be responsible for more of the costs if you need to file an insurance claim.