AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It also covers delayed or missed connections, baggage delays, emergency evacuation, and delayed connections. It is essential to understand what coverage you have in your policy.
COVID-19-related illnesses covered
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also offers other benefits like trip cancellation or interruption coverage, as well as emergency medical coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
Your provider will be able to help you regardless of whether COVID-19 is covered by your insurance. They can give you all the documentation and information necessary to get the treatment you desire. Also, make sure to read through your policy.
Missed connection
Missed connections may occur due to a number of reasons. A missed connection insurance policy will allow you to get reimbursed for unused tickets and other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. The level of coverage can vary widely between plans.
Baggage delay
Baggage delay covers provide financial assistance in cases of delay in your luggage arriving. It covers personal items like clothes, toiletries, or other necessities. The policy limits usually range from $500 to $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. A deductible may be applicable to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Baggage delay coverage doesn't cover bags that have been lost or delayed beyond a 12 hour time limit. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. You can also add ons like a wedding or pet package, or an inconvenience bundle. This covers closed attractions and the cost of renting a vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. They are very useful when traveling to remote areas that don't have access to medical treatment. Repatriation coverage is available for the loved ones of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents involving planes, such as a crash. Some plans also cover delayed or lost baggage