AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers expenses related to travel, such as COVID-19 and illness. It covers missed or delayed connections, baggage delays and emergency evacuation. It is essential to understand what coverage you have in your policy.
CoVID-19 related illness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG offers additional benefits such as trip cancellation and interruption coverage, emergency medical coverage, and trip cancellation and disruption coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They can give you all the documentation and information necessary to get the treatment you desire. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connections policy can reimburse you for unused tickets and other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. Different plans may offer different levels of coverage.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers personal goods such as clothes, toiletries, etc. It reimburses up to the policy limit which is usually $500 to $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. Your claim may also be subject to a deductible.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Your baggage delay coverage will not cover delayed or lost bags that are returned after a 12-hour period. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance provides comprehensive coverage for all travelers' medical needs through its travel emergency evacuation plans. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
The coverage of emergency medical evacuation plans provides medical transport and air evacuation. They're especially useful when traveling to remote locations without access to medical care. There are also repatriation options for the family members of the deceased. Accidental death and dismemberment coverage provides financial assistance for survivors, or beneficiaries. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans provide coverage for lost or delayed baggage.