Your insurance may not cover a pet who has a serious condition. This can lead to high costs. Pets Best can help. They offer 100% coverage. Their deductibles can be small and they don't make any discrimination based on preexisting conditions. They will send you a check by mail and pay within two business days.
Spot covers 100% of the country.
Spot's Pet Insurance is designed keeping your pet’s behavior, age, breed, and size in mind. It can help prevent unexpected vet bills and make it easier to prepare for emergency situations. Spot has several plans available and offers a 10% discount on additional pets.
Spot coverage covers preventive care, as well as emergency expenses like flea and tick prevention and deworming. There are no deductibles or waiting periods for each covered benefit. The plan has a maximum annual amount for each benefit. If you exceed the amount, SPOT won't reimburse you.
Spot's minimum deductible is very low
Spot customers can choose from policies with a $2,500 to $10,000 deductible. They can also select an annual deductible that is low or unlimited. They can file claims online or through Spot's app. For a claim to be processed, the owner will need to see their pet's medical records. After filing a claim, customers will receive a response via email. A personalized claims portal allows customers to view the status of their claim.
Spot’s pet insurance covers veterinary services, diagnostic tests, as well as treatments for minor and major ailments. It also covers accidental injury, hospitalization, surgical, and medical supplies. Spot insurance covers dental cleanings. The deductible is low and the plan reimburses 80% of expenses.
Spots' prices are higher that the norm for young pets
Spot provides two types of pet insurance plans, Preventive Care or Accidents and Injuries. Both include hospitalization, surgery and prescription medications. Spot also covers vet fees for accidents and illness. The insurance company offers discounts for multiple pets.
The prices for policies vary from $2,500 to $10,000. You can choose unlimited coverage or an annual limit depending on which plan you choose. Spot's App or online claims are accepted. You must submit your veterinary records within 270 Days.
Spot doesn't cover pre-existing medical conditions
Spot does not cover pre-existing conditions like other pet insurance plans. Some health conditions are not covered by the policy. However, the policy does not cover intervertebral dislocation, dental disease, or hip dysplasia. Additional exclusions include orthodontic and dental procedures, as well as expenses for daycare and boarding. Cosmetic procedures and bilateral conditions are not covered by the insurance.
Spot’s pre-existing disease policy doesn’t cover arthritis treatment. Any medical condition that was present before the plan was issued is considered a pre-existing. The insurance company will not pay for treatment of arthritis unless the condition is already cured. Although there is no age limit for this policy, customers must pay a deductible at least $2,500 to cover any vet expenses.