There are many different types of dog insurance. You can pick the right coverage for your dog, based on their current health. Dog insurance can help older dogs in poor health. It covers medical expenses for a variety of conditions, including heart disease, cancer, and dental problems.
Plans for Pets
If you have dog insurance, you don't need to worry about expensive diagnostic tests and veterinary visits. There are many companies that offer these policies. Numerous companies also offer wellness options to help improve the well-being of your pet. The best companies provide comprehensive coverage and can customize to meet your pet's needs and budget.
Healthy Paws provides pet insurance coverage that covers a dog from head through paw. It covers injuries, diseases, and genetic conditions. You have the option to add surgery and alternative treatments or limit coverage to routine exams. Healthy Paws also offers a life-long and single-incident policy for cats and dogs. The policy doesn't have a per incident benefit cap and can be deductibles as high as $500.
Healthy Paws
Healthy Paws is a well-respected company for dog insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. The Better Business Bureau also has accredited it. Its customers are very pleased with the company's customer support, claims process, premiums, and customer service.
Healthy Paws is not able to cover all medical expenses. However, it can cover vet fees and emergency care. It does come with some limitations. For conditions such as hip dysplasia, there is a waiting period of up to 15 days. The plan does not have an annual limit. You must enroll for at most 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
The ASPCA can provide you with insurance to cover your dog for unexpected costs. It has a number of different plans to choose from. Their comprehensive coverage plan covers a variety of health problems. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA can reimburse up to 90% for covered vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You can also select a deductible or reimbursement percentage. You can also choose which veterinarian you would like to use. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. Their Whole Pet plan provides comprehensive coverage for your dogs, including a $3,000 emergency protection fund. These plans are affordable for up to six pets. You can choose from accident only coverage, or coverage for both illnesses and accidents.
Comprehensive plans cover all expenses associated with illness and injuries. Your policy can include wellness coverage. Comprehensive policies cover everything you need, including dental care, vaccinations, behavioral therapy, and wellness exams. XL Specialty Insurance Company offers the best dog health insurance and has several locations to choose from.
Direct Line
Direct Line Dog Insurance offers many options for pet owners. These options include a fixed policy with a maximum excess, flexible policies, and optional extras. These features are helpful for owners looking for lower premiums. Trustpilot rates this company as highly as possible, at 3.8 out of five stars.
If you have more than one pet, you can get a discount. This discount is only valid for the first 12 month of your policy. The average premium rises every year. Plans do not offer lifetime coverage. The maximum benefit is determined per condition. Pet insurance does NOT cover dental care.