The current system for visitors insurance covers only a few services and is based on a limited set of insurance companies. These plans are often more expensive than domestic insurance and are only available at certain times of the year. However, visitors to the U.S. may be in the country for any length of time, not just for short stays.
USA-HealthCare
The Visit USA HealthCare coverage plan covers visitors to the United States throughout their stay. These plans offer pre-defined health benefits and emergency service for up to 364 Days. During this time, you can receive treatment from any doctor or hospital in the U.S. Visit USA-HealthCare provides three levels of coverage, including individual, family, and group plans.
Individual health insurance plans vary in price. Many policies are affordable depending on how much coverage they offer. Your pre-existing health conditions might need to be considered. You'll need to choose an insurance plan that meets your needs and budget.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. The plan is intended for families and individuals who are traveling abroad. It covers spouses and dependent children. It also covers covered medical expenses upto $30,000 This insurance also includes emergency medical evacuation. Liaison Travel Choice offers comprehensive coverage for trips lasting between five and three64 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose from three plans: the Liaison Travel Plus Plan (Basic Plan), Liaison Travel Medical Plan (Medical Plan), and the Liaison Travel Plus Plan (Medical Plan). The Liaison Travel Medical plan is for international short-term travel. It provides coverage for injuries or illnesses occurring outside the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. The plan provides customizable emergency medical coverage with deductible amounts.
Atlas America
For travelers traveling to the United States, Atlas America's visitor insurance plan may be just what you're looking for. This plan covers hospitalizations and outpatient treatments. This plan has a downside: it may not cover 50% of the total costs of your medical care. It is possible to get this insurance online today and start receiving coverage.
This visitor plan provides health insurance and access to the United Healthcare PPO Network. The network providers will bill the insurance company directly. They also charge network fees which are often lower than the regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance for visitors provides coverage for medical expenses for foreign nationals traveling to the USA. This plan covers visitors aged 19 years and older who require medical treatment in the U.S. It also covers temporary stays in the U.S. for eligible medical expenses. The plan provides instant ID cards as well as proof of coverage.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. The plan can be used for up to ninety-day stays and can be renewed for one additional year. The policy is renewable for up to two years, and the maximum policy amount is $50,000.
International Major Medical Plan
A policy with International Major Medical Plan insurance is recommended for anyone visiting the United States temporarily. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. You can also receive trip cancellation and evacuation benefits. Some plans also offer war and terrorism coverage. Some even offer coverage for recreational and non-professional sports activities. International Major Medical Plan policies provide coverage for both cardiac and cancer care.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This insurance includes doctor visits, blood testing, urgent care, specialty care, and more. This insurance also covers prescription medications.