Insurance for visiting parents is a great way to ensure that your parents receive the best medical care and coverage in the event of an emergency. The insurance can also be used to cover any unexpected expenses, such as a cancellation or interruption of travel.
Visitor Guard(r), a leading travel insurance provider, offers many travel plans to suit a range of needs. You can choose the best plan for your parents based on their length of stay, their medical history, their age and what they need in terms of medical coverage.
Health Insurance for Visiting Parents to Usa
To avoid financial stress in the event an emergency occurs, having adequate health coverage is critical. A medical crisis can quickly bankrupt your family. You may have to pay a lot of money for your parents to receive treatment while they are in the United States.
Acute Onset of Pre-Existing Conditions
Most visitors' policies do not cover pre-existing diseases that are onset suddenly. This is because the cost of treatment for these medical problems is high, and insurance companies want to limit their exposure to these high costs.
There are some visitor insurances that do offer a limited amount coverage for acute onset of ailments. Parents who are already suffering from a serious medical condition can benefit from this coverage.
A good visitor's insurance policy will include coverage for a wide range of emergencies, including flight delays or lost baggage, and will be able to reimburse your parent for any expenses that may arise. This will help your parent get medical attention quickly if they fall ill or are injured abroad.
Covid-19 is a pandemic, or global, virus that has caused many health problems. If you know that your parents may be traveling in this time period, it is a good idea to purchase travel medical coverage for the covid-19.
Repatriation and Remains
In the event that your parent dies abroad, travel medical insurance covers their funeral expenses as well as other related costs. The policy will also assist with returning the deceased to their homeland and cover any costs associated with a local funeral or cremation.
Telemedicine
Another important benefit of a travel medical insurance policy is telemedicine. This insurance allows your parent's to receive medical treatment via fax, email, or telephone.
This coverage can be particularly helpful for older parents who are more likely to be unable to access traditional medical services. Most doctors refer their patients out of network to specialists, but travel insurance can cover these costs.
You can choose to purchase travel coverage for parents either for a brief period or for an annual plan, which covers you for up 365 days. You can purchase either option online or by phone. Both are easy and quick to use.