The current system for visitors insurance covers only a few services and is based on a limited set of insurance companies. These plans can be more expensive than domestic insurance and only available during certain seasons. Visitors to the U.S. might be allowed to stay for extended periods of time and not just for short visits.
USA-HealthCare
The Visit USA-HealthCare health plan offers coverage for visitors to the United States during their stay. These plans offer pre-defined medical benefits as well as emergency services for up 364 days. You can access treatment from any U.S. doctor or hospital during this period. USA HealthCare offers three levels, including individual and family plans.
Prices for individual health insurance plans can vary. Many are affordable depending on the level and type of coverage. Pre-existing medical conditions may be a factor. You will need to select an insurance plan that suits your budget and meets your needs.
Liaison Travel Choice
Liaison Travel Choice insurance for visitors covers a wide range of medical needs. This plan is suitable for individuals and families travelling outside of their country. It also covers dependent children who are unmarried. It will also pay up to $30,000 for medical expenses. You also get emergency medical evacuation coverage. Liaison Travel Choice provides comprehensive coverage for trips lasting from five to three64 days. Any doctor who is part of the PPO network can provide medical care to visitors.
Visitors can choose between the Liaison Travel Plus Plan and Basic Plan. The Liaison Travel Medical plan is for international short-term travel. This plan covers injuries and illnesses that may occur outside of the United States. The coverage periods range from 5 to 364 day, and it is accessible to travelers under the 74 age. The plan offers customizable emergency medical coverage and deductible amounts.
Atlas America
Atlas America's visitor plan is a great option for travelers who are visiting the United States. This plan covers hospitalization and outpatient care. This plan does not cover all costs. This insurance can be purchased online so you can start getting coverage as soon as possible.
This visitor insurance plan is part the United Healthcare PPO network. It provides access to a wide range of American medical providers. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers medical expenses of visitors over 19 who are required to receive medical care in the U.S.A, including emergency services. It also covers temporary stays in the U.S. for eligible medical expenses. You will also receive instant ID cards and proof that you are covered.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
A policy with International Major Medical Plan insurance is recommended for anyone visiting the United States temporarily. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. It provides benefits for trip cancellation, evacuation, and lost luggage. Some plans include coverage for war or terrorism. Some plans even provide coverage for non-professional and recreational sports. International Major Medical Plan policies provide coverage for both cardiac and cancer care.
An Elite Plan is also available, which provides coverage for pre-existing conditions. This insurance covers doctor visits and blood tests as well as urgent care and specialty care. This insurance also covers prescription medications.