You should be aware of the types of coverage you need before you start looking for Florida auto insurance. Florida law requires that you have minimum amounts of liability and PIP coverage. These amounts may be lower than those required by most other states. So it might make sense to purchase more than the minimum. You may not be able to cover the costs of major accidents or medical bills.
Allstate is the best deal
Allstate is considered one of the most popular car insurance companies in Florida. However, their premiums tend be higher than that of their rivals. They offer excellent coverage, however. Allstate even offers an accident forgiveness plan that lowers premiums for drivers who cause one or more accidents within the first five year of their driving. Drivers who have been in multiple accidents, or with a poor driving history may see their premiums increase over time. Drivers should have a clean driving history and a good credit rating to avoid this.
According to the 2020 J.D. Power Auto Insurance Study reveals that Allstate is the most satisfied auto insurance company in Florida. Allstate was second in the rankings behind Esurance. This could suggest that Allstate's customer service is better than the rest.
State Farm is a great option for teens who drive.
State Farm offers the best car insurance for teens. State Farm offers affordable coverage and multiple discounts for young drivers. Full-time students may be eligible for a 25% discount on their premiums. The teen driver education program can help lower teens' premiums. They can also participate in the Steer Clear program for young drivers between 25 and 35.
In addition to offering cheap teen car insurance in Florida, State Farm also has a range of driver safety programs, including Steer ClearR. This program offers discounts on car insurance for young drivers and mentorship to help them avoid accidents. Their Drive Safe & Save program monitors the driving habits of teenagers and adjusts their rates accordingly.
State Farm offers the lowest rates for low mileage drivers
State Farm offers great discounts for low-mileage drivers if you are looking for car insurance. The low-mileage discount, available to drivers who travel less than 7500 miles per year, can save you up to six percent on your policy. If you successfully complete a driver education course, you can receive a five percent bonus. You must enroll in the course and get approved by a State Farm agent to qualify. The vehicle safety feature discount can also be a discount that can help you save up to 40% on your medical coverage. This discount is not available for vehicles older then 1994, with good crash history.
Steer ClearR is an educational app that encourages young drivers to drive safely. It's available from State Farm. Users can earn insurance discounts by completing in-app trainings, logging driving hours and working with mentors. State Farm offers Drive Safe & Save(tm) which is a usage-based insurance program that tracks how you drive. It tracks your speed, acceleration, hard braking, as well as giving you an accurate estimate for repair costs.