Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. This plan has no per-incident, lifetime, or annual payout caps. The plan does have some limitations, such as the inability to cover preexisting medical conditions. These are the main points to remember when selecting this pet insurance plan.
Exclusions
The coverage of Healthy Paws pet insurance excludes common medical expenses for cats and dogs. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. The policy also excludes pre-existing conditions. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does however cover dental care, including extractions and reconstructive surgery.
Limitations of coverage
Healthy Paws is a policy that offers pet insurance with a range. In some cases, your insurer may not pay to have your pet examined for a hip condition. In such cases, you may be better off buying an additional wellness plan from another provider.
Healthy Paws does not cover routine veterinary care or preventative care. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Coverage cost
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company covers hip dysplasia, diabetes, and wellness. The plan does not cover pre-existing conditions. However, you can adjust the deductible amount and adjust your monthly premiums.
Healthy Paws pet insurance costs less than traditional cat insurance. For young cats, monthly coverage is as low as $15 per mois. A monthly cost for coverage for older cats is up to $90. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. An older pet may only receive 60% of the costs of the procedure.
Review of Healthy Paws Pet Insurance
You should ensure that your pet's insurance policy covers all costs associated with their health care. This includes diagnostic tests and exams. Healthy Paws is an excellent insurance provider, with a strong reputation and great customer service. The Better Business Bureau accredited the company. In a recent review of Healthy Paws, customers praised the company's coverage, premiums, and claims process.
Healthy Paws claims are quick and simple with no waiting periods. Customers can easily get an online quote within minutes. Then, they can choose the deductible level and the reimbursement amount that interests them. Customers can then purchase a policy online.